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Account VP/Member Business Loan Officer

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Account VP/Member Business Loan Officer

Administrative

Lafayette, IN
  •  
ID:1121-588
  •  
Full-Time/Regular

Please APPLY AT:

https://jobs.silkroad.com/PurdueFCU/PurdueExternalPortalpurduefedcareerssilkroadcom

The Account VP/Member Business Loan Officer is responsible for developing and maintaining relationships with business members to generate new loans, deposits, and other credit union products and services, analyze credit requests to ascertain fit within the credit union’s quality and risk guidelines, and service and grow a loan and deposit portfolio of accounts.

Description: 
 
Loan Origination & Credit Analysis
• Originate commercial loans
• Refer and cross-sell deposit products, Treasury Management services and other credit union products and services
• Analyze financial information and credit applications to determine credit potential
• Negotiate credit terms within the credit union's loan policies
• Prepare credit opportunity memoranda 
• Present loans for approval to the proper approval authority
• Voting member of Business Loan Committee
• Assist members regarding existing loans, financial requests, financing terms and guidelines
 
Business Development & Relationship Management
• Support branch commercial activities
• Provide resources and make recommendations that meet business members' needs
• Network and prospect for new business members through attendance at and involvement in business and community events
• Represent Member Business Services at Chamber of Commerce and other business events
 
Portfolio & Risk Management
• Resolve members' problems
• Collect on-going member financial data
• Monitor performance of individual loan portfolio to maintain and improve the quality
• Maintain credit files
• Monitor and grow deposits
 
Market & Industry Awareness
• Lead/Participate in departmental and cross-functional projects
• Monitor market indicators and competition
• Stay abreast of industry, market and regulatory changes
• Develop new marketing materials that cover business products and services including regulatory requirements

Required Skills

Knowledge, Skill, and Ability Requirements:
 
Education Requirements
  • Bachelor's degree in Business, Finance, Management or related field required College coursework in accounting or finance preferred
Experience
  • Two years commercial lending related experience
Additional Requirements
  • Strong organizational skills and attention to detail
  • Strong computer skills
  • Self-driven with ability to work as a team but also independently
  • Ability to review and analyze both business and personal financial statements and tax returns
  • Ability to make decisions in a timely manner
  • Ability to work well under pressure and contestant interruptions
  • Ability to communicate, verbally and in writing, in a professional manner when dealing with employees, members, vendors and company contacts
  • Ability to follow core values of honesty, integrity, mutual respect, pride and ownership

Purdue Federal Credit Union is an Equal Opportunity Employer/Veterans/Disabled

Images

Additional Info

Job Type : Full-Time

Education Level : Bachelors Degree

Experience Level : Mid to Senior Level

Job Function : Finance

To Apply: : https://jobs.silkroad.com/PurdueFCU/PurdueExternalPortalpurduefedcareerssilkroadcom

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